Balance Transfer Credit Cards

• Earn more cash in more ways than anyone else(SM*)
• Unlimited cash rewards, automatically
• Up to 20% Cashback Bonus® when you shop online*
• Double rewards with more than 100 Cashback Bonus Partners*
• Customer Service in less than a minute, anytime you want
• 0% Intro APR for 12 months on Purchases and Balance Transfers

• 0% APR* on balance transfers and purchases for up to 12 months
• No annual fee
• Citi® Identity Theft Solutions
• $0 Liability on unauthorized purchases
• Secure, free online account management

• 0% APR on purchases for up to 15 months
• No Annual Fee
• Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
• Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
• Membership Rewards Express® program
• Express Approval.  Get a decision in less than 60 seconds.

• 0% Intro APR for up to 12 months
• The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
• No Annual Fee
• FREE Online Account Access
• FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

Rest easy with an outstanding, low rate—for customers with excellent credit

• 7.9% APR on purchases and balance transfers
• Your APR will not increase simply because you pay late only once or go over your credit limit
• No annual fee and no balance transfer fees

• Up to 10% savings for the first 12 months on AT&T purchases
• 0% APR* on Balance Transfers for up to 12 months
• No Annual Fee
• Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits

• Introductory 1.9% Annual Percentage Rate
  (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10)
• No Annual Fee
• Outstanding Rewards Program
  One of the best rewards cards available today with anytime, anywhere air rewards.
• Earn 1 point for every $1 spent
  on net retail purchases, and accrue unlimited Merrill points.§ Points can be redeemed for Merchandise, Travel, Gift Certificates, and more.
• Extraordinary Benefits
  Receive unique perks and upgrades such as companion airline tickets and upgrades, airport lounge access, and 24/7 concierge.

• 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
• Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
• No Annual Fee
• Free 24/7 Concierge Service
• Absolute Fraud Protection
• Card issued by FIA Card Services, N.A. (USA)

Terms & Conditions

• 1 point for every eligible dollar in purchases
• 1,000 Bonus Points after your first purchase
• Intro 0% Fixed APR for up to 12 months*
• No Annual Fee
• Get your rewards with as few as 2,500 points
• Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned

• Cash Rewards for your good credit management!*
• Get a Pay-On-Time Bonus^SM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
• 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
• Up to 1% Cashback Bonus on all other purchases
• Unlimited cash rewards
• Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
• 3.9% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

• 0% Intro APR for up to 12 months
• The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
• No Annual Fee
• Interest-free grace period when you pay your bill in full each month
• FREE Online Account Access
• FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

• Earn rewards faster with 1.25 points for every net retail purchase dollar§
• 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
• No annual fee and the flexibility to pay over time
• Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
• Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
• Free 24/7 Concierge Service
• Access to more than 2,200 American Express Travel Services locations worldwide to help you.

Terms & Conditions

• 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
• 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
• 1% rebates on ALL other purchases made anywhere else
• 0% Intro APR for up to 6 months*
• No Annual Fee
• Earn rewards wherever the road takes you with the Chase PerfectCard.
  Rebates are automatically credited toward future purchases made on your card.

• 0% APR* on balance transfers for up to 12 months
• 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
• No annual fee and FREE rewards program
• Citi® Identity Theft Solutions
• Price Protection Program
• $0 Liability on unauthorized purchases

• 0% Introductory APR on balance transfers, check cash advances, and direct deposits for your first 12 billing cycles
• No annual fee
• Credit lines as high as $25,000
• Online Banking Service
• Total Security Protection®
• Card issued by FIA Card Services, N.A.

Terms & Conditions

• Earn up to 5% cash back on everyday purchases - even gas!
• No Annual Fee
• 0% Intro APR for up to 12 months on purchases
• Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
• Express Approval. Get a decision in less than 60 seconds.

• 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
• Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
• No Annual Fee
• Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
• Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants.
• Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
• Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning, let Visa Signature Concierge handle all the details.
• Card issued by FIA Card Services, NA.

Terms & Conditions

• 0% APR* on balance transfers and purchases for up to 12 months
• Citi® Indentity Theft Solutions
• $0 Liability on unauthorized purchases
• Secure, free online account management
• No annual fee

• No fees of any kind.  No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
• 0% intro APR for up to 12 months.
• Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
• Pay in full, or carry a balance.
• Express Approval. Get a decision in less than 60 seconds.

• 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
• Save at the pump and everywhere else.*
• 5% Cashback Bonus® on gas and auto maintenance purchases
• 5% to 20% Cashback Bonus at top online retailers*
• Up to 1% Cashback Bonus on all other purchases
• Unlimited cash rewards
• Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

• 0% APR* for the first 6 billing cycles on purchases after your account is opened.*
• Earn Gametime with card purchases.
• Earn a month of World of Warcraft game time upon first use during the first three billing cycles after your account is opened.*
• No annual fee
• Online access to view transactions, pay your bill, view up to seven years of prior statements and more!

• 1% Cash Back on Virtually All Purchases
• No Annual Fee
• No annual fee and a low competitive 9.99% annual percentage rate (APR).
• Low 9.99% APR for Retail Purchases†
• Credit Line may be as high as $250,000
• Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account

• 0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.)
• Earn 5 bonus points with your first purchase.
• Points do not expire for 5 years
• Online Banking Service
• Total Security Protection®
• No Annual Fee
• Card issued by FIA Card Services, NA.

Terms & Conditions

• Get $50 after your first purchase
• No Pre-Set Spending Limit*
• Earn a competitive Annual Percentage Yield (APY), currently 2.75% (variable rate as of 4/15/2008).
• Never pay interest on new purchases
• The Savings Accelerator(SM) Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
• No annual fee for the first year - A $35 savings
• Express Approval. Get a decision in less than 60 seconds.

• Variable rates as low as Prime - 1%
• No annual membership fee
• 0% Introductory APR on balance transfers for your first 6 billing cycles
• 25 Day grace period
• Online access to credit card information

Rest easy with an outstanding, low rate—for customers with excellent credit

• 7.9% APR on purchases and balance transfers
• Your APR will not increase simply because you pay late only once or go over your credit limit
• No annual fee and no balance transfer fees

• 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
• Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
• No Annual Fee
• Online account access and Points management
• Access to the MyConcierge(SM) service, a unique personal assistance service
• Absolute Fraud Protection
• Card issued by FIA Card Services, NA.

Terms & Conditions

• Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
• Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
• Checks will be sent automatically every time you earn $50
• 0% APR* on balance transfers for up to 12 months
• No annual fee

• 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles.
• Earn 1 point for every $1 in net retail purchases at all merchants§
• Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates§
• Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.§§§
• No limit to the number of points you can earn each year
• Absolute fraud protection against unauthorized use, online and offline
• Access to the MyConcierge(SM) service, a unique personal assistance service§
• Secure Online Account Access and electronic bill payment service
• Card issued by FIA Card Services, N.A.

Terms & Conditions

Earn miles 25% faster than with regular miles cards—for customers with excellent credit

• 13.9% APR on purchases and balance transfers
• Earn 1.25 miles for each dollar spent on purchases*
• No blackout dates or seat restrictions
• No expiration date on miles and no limit on the miles you can earn

A competitive APR with a lower annual fee

• 0% on purchases until December 2008. After that, variable APR, currently 14.65%
• Exclusive savings: up to 40% off  featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping
• Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance

• The American DreamCard is the credit card program that can make people rich!
• Large monthly cash jackpots!
• Earn entries from everyday shopping!
• Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
• No Annual Fee†
• Get 1,000 entries just for applying!
• More entries mean more chances to win!
• Entries are good for future drawings and there is no limit to how many times you can win*
• A New Winner Every Month!
• Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
• American DreamCard™ holders also have access to MasterCard® Exclusive Online™

• Up to 10% savings for the first 12 months on AT&T purchases
• 1 ThankYou Point for every dollar you spend on non-AT&T purchases
• 0% APR* on Balance Transfers for up to 12 months
• No Annual Fee
• Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits

• Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
• For every $2,500 you spend in net retail purchases, you'll earn $25! That's a full 1% cash back - with no limit to how much cash back you can earn.
• No Annual Fee
• Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account.
• Absolute fraud protection against unauthorized use, online and offline.
• Card issued by FIA Card Services, N.A.

Terms & Conditions

• 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
• Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
• No Annual Fee
• Free 24/7 Concierge Service
• Absolute Fraud Protection
• Card issued by FIA Card Services, NA.

Terms & Conditions

• 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for the first 12 billing cycles.
• Earn 1 point for every net retail purchase dollar spent and redeem your points for travel, merchandise, gift certificates, and cash§
• Access to the MyConcierge^SM service, a unique personal assistance service**
• Absolute fraud protection against unauthorized use, online and offline
• No annual fee
• Card issued by FIA Card Services, N.A.

Terms & Conditions

For customers with good credit

• 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases.
• No limit on cash back and rewards won’t expire for the life of your account
• 16.9% APR on purchases and balance transfers
• Request your cash back rewards whenever you want

• 20,000 bonus points after $600 in purchases made within 3 months of account opening*
• Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
• Earn 1 point for every mile you fly on any airline*
• Earn 1 point for every mile friends and family fly on tickets purchased with your card*
• Get a complimentary companion ticket when you buy a qualifying ticket*