The key to getting a better credit card deal is figuring out how much a given card really costs you. You’ve probably gotten a stack of card offers in the mail over the past week, each sounding cheaper than the next.
Rates
Whatever you do, don’t kid yourself when it comes to those tempting introductory offers. Sure, […]
The head of the American Bankers Association told a House panel Thursday the credit card industry is working to improve industry standards for disclosing all the fees, interest rate increases and penalties that can trap borrowers under mounds of debt.The ABA’s Card Policy Council, whose members include the major credit card issuers, is meeting weekly […]
Discover Financial Services LLC, a business unit of Morgan Stanley, has announced the launch of its new Discover® Business Miles Card, which gives small business owners a way to earn miles faster and the ability to travel with no restrictions. Discover Card is introducing the new Business Miles Card following last year’s successful debut of […]
I came across a very interesting article on the change in making payments, which is moving towards a more online approach.
The retail industry is traditionally slow to adopt new technology and new payment methods, but once some retail leaders get comfortable with the idea, it can snowball into a very rapid trend.
It’s happened with self-checkout, […]
Payment cards that enable you to “wave to pay” instead of “swipe to pay” are spreading like wildfire in the USA. This week VISA announced that its contactless payment feature will henceforth be known as “Visa payWave” and Discover is ready to announced the roll-out of its “ZIP” contactless payment solution. They will join “MasterCard […]
Although credit cards get a lot of bad press when it comes to personal finances, they do offer a number of positives that, for the right people, make them an excellent financial tool.
The assumption, of course, is that you pay off your credit card balance every month. If you fail to pay off the credit […]
Finally, a credit card for those for whom commonplace cash-back rewards and travel miles just don’t cut the mustard (Grey Poupon, of course.)
This summer, Sotheby’s will launch two credit cards that, among their many classy perks, allow users to convert their accumulated reward points into donations to participating art museums. But the benefits don’t stop […]