Archive for the 'financial advice' Category

Ever Wonder What All The Numbers On Your Credit Card Mean!

Tuesday, July 31st, 2007

If you take a close look at your credit cards, you’ll probably wonder what all those numbers stand for. Every digit actually stands for something specific. Let’s have a look at each of those numbers in sequence.
The First Digit
Gasoline cards, department store cards and phone cards have their own programs.
The major credit card companies operate […]

Credit Cards Make You Gain Weight!

Wednesday, July 18th, 2007

I came across a very interesting article by MSN Money about fast food chains and the effect they have now that they accept credit card payments. It was researched that since fast-food restaurants accept credit cards, you’re less likely to drive past — and you’ll order more, too.
We all know that high-fat and high-calorie fast foods […]

Top 3 Credit Card Deals

Monday, July 16th, 2007

According to a recent post by Banknet360 JetBlue’s American Express card, the Discover More Card, and the Miles Card by Discover were each cited as offering the best credit card deals around, according to a new ratings service.
Banknet360.com said the three cards were tops among airline rewards cards, cash rewards cards, and travel rewards cards, […]

Balance Transfer Risks - Be Careful!

Tuesday, July 10th, 2007

A few weeks ago Bankrate wrote a post on balance transfers and how to transfer to a zero percent interest card, take the credit limit out via convenience checks, invest that money in a high-yield savings account or CD, pay off the card with that money when the zero-percent intro rate expires and keep the […]

The Next IPhone!

Tuesday, July 3rd, 2007

With all of the coverage the iphone has been receiving over the last month I decided to find out what will be the next big thing in cell phones. Now we have already gotten to the point where we can take pictures, play songs, and surf the internet with your cell phone. What’s left? Well […]

Which To Use, Debit Or Credit Card?

Monday, July 2nd, 2007

Debit cards work differently than credit cards. There is no “balance” to manage or serve as a buffer between you and the merchant. You’d be surprised at the problems that can cause. I have put together a couple of quick examples in how frustrating it can be.
Problem 1: Double funds tie-up
You pull into a gas […]

Avoid Blank Checks Thats Credit Card Companies Send!

Monday, July 2nd, 2007

Do you have one of those credit card companies that send you a blank check along with your monthly statement?Well, if you use it, you might as well go to a loan shark, according to one consumer group. Consumer Action says that credit card checks are the same as a cash advance on your credit […]