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Cash Back Credit Cards
The following is a list of the best cash back credit cards which feature rewards programs that offer cash back or rebate incentives. A Cash Back Credit Cards rewards you for using them with cash back incentives and rebate programs. The cards listed below are all specifically designed for you to earn rebates and rewards. Compare and Apply Online for the Cash Back Credit Cards which best fits your needs.
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Citi CashReturns(SM) Card
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- Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
- Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
- Checks will be sent automatically every time you earn $50
- 0% APR* on balance transfers for up to 12 months
- No annual fee
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
0% BT Only * |
up to 12 Months * |
As low as 9.99%* |
None* |
Good* |
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Chase Freedom(SM) Credit Card
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- Receive $50 after you make your first purchase
- 3% Cash Back in your top 3 everyday spending categories
- 1% cash back for every $1 you spend on all other purchases
- Receive an extra $50 each time you save and redeem $200 in rewards
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A * |
N/A * |
14.99%* |
None* |
Excellent* |
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Blue Cash® from American Express
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- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
- Express Approval. Get a decision in less than 60 seconds.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% * |
Up to 12 Months * |
As low as 8.99%* |
None* |
Excellent* |
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Discover® More(SM) Card
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- Earn more cash in more ways than anyone else(SM*)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 12 months on Purchases and Balance Transfers
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% * |
12 Months * |
10.99%* |
None* |
Good* |
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Personalized BucksBack(SM) Visa® Card
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- Personalize your credit card with your favorite photo or image.*
- Introductory 0% APR* on purchases for the first 12 billing cycles after your account is opened.
- $10 reward check* upon account approval.
- $10 reward check†* when you make your first purchase with your BucksBack(SM) Visa Card.
- Earn additional $25 reward check or rebate credit to your account* for every $2,500 in purchases on the card.
- Online access to view transactions, pay your bill, view up to seven years of prior statements and more!
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% * |
12 Months * |
As low as 9.99%* |
None* |
Good* |
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Total MerrillSM Cash Back Visa® Credit Card
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- 1% Cash Back on Virtually All Purchases
- No Annual Fee
- No annual fee and a low competitive 9.99% annual percentage rate (APR).
- Low 9.99% APR for Retail Purchases†
- Credit Line may be as high as $250,000
- Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
1.9% BT & CA Only * |
12 Months * |
9.99%* |
None* |
Good* |
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Citi PremierPass® Card
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- 10,000 bonus points after $300 in purchases made within 3 months of account opening*
- Earn 1 point for every dollar spent on all purchases*
- Earn 1 point for every 3 miles you fly on any airline*
- Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card*
- Redeem points for flights on any airline with no blackout dates*
- 0% APR* on balance transfers for up to 12 months
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No annual fee |
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
0% BT Only * |
Up to 12 Months * |
As low as 11.99%* |
None* |
Good* |
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Discover® Open Road(SM) Card
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- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% * |
Up to 12 Months * |
10.99%* |
None* |
Good* |
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Chase Free Cash Rewards(SM) Visa® Card
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- 1 point for every eligible dollar in purchases
- 1,000 Bonus Points after your first purchase
- Intro 0% Fixed APR for up to 12 months*
- No Annual Fee
- Get your rewards with as few as 2,500 points
- Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% * |
12 Months * |
10.99%* |
None* |
Good* |
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Discover® Motiva(SM) Card
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- Cash Rewards for your good credit management!*
- Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- 3.9% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 3.9% * |
Up to 12 Months * |
10.99%* |
None* |
Good* |
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Chase PerfectCard MasterCard®
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- 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
- 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
- 1% rebates on ALL other purchases made anywhere else
- 0% Intro APR for up to 6 months*
- No Annual Fee
- Earn rewards wherever the road takes you with the Chase PerfectCard.
Rebates are automatically credited toward future purchases made on your card. |
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% * |
6 Months * |
10.99%* |
None* |
Good* |
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Discover® More(SM) Card - Clear
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- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% * |
Up to 12 Months * |
10.99%* |
None* |
Good* |
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Discover® More(SM) Card - Monogram
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- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% * |
Up to 12 Months * |
10.99%* |
None* |
Excellent* |
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Wyndham Rewards MasterCard(SM)
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- 0% introductory APR on balance transfers and cash advance checks for your first 12 billing cycles
- Earn 2 points for every $1 in net retail purchases and earn 13 points for every $1 spent for qualifying TripRewards hotel stays
- No Annual Fee
- 24-hour Online Access
- Absolute Fraud Protection
- Card issued by FIA Card Services, N.A.
Terms & Conditions |
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
0% BT & CA Only * |
12 Billing Cycles * |
9.99 / 15.99%* |
None* |
Good* |
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Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card
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- Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
- For every $2,500 you spend in net retail purchases, you'll earn $25! That's a full 1% cash back - with no limit to how much cash back you can earn.
- No Annual Fee
- Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account.
- Absolute fraud protection against unauthorized use, online and offline.
- Card issued by FIA Card Services, N.A.
Terms & Conditions |
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
0% BT & CA Only * |
12 Billing Cycles * |
9.99 / 15.99%* |
None* |
Good* |
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Discover® More(SM) Card - American Flag
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- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% * |
Up to 12 Months * |
10.99%* |
None* |
Good* |
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Discover® More(SM) Card - Sealife Collection
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- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% * |
Up to 12 Months * |
10.99%* |
None* |
Good* |
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Discover® More(SM) Card - Wildlife Collection
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- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% * |
Up to 12 Months * |
10.99%* |
None* |
Good* |
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BucksBack(SM) Platinum Edition® Visa® Card
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- Receive $50 the first time you use your card*
- Earn cash back on every purchase*
- Earn additional $25 reward check or rebate credit to your account* for every $2,500 in purchases on the card.
- Online access to view transactions, pay your bill, view up to seven years of prior statements and more!
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A * |
N/A * |
As low as 14.99%* |
None* |
Good* |
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Capital One® Business Platinum with No Hassle Cash(SM)
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Enjoy the convenience of cash rewards. - 0% APR on purchases until October 2009
- 0% APR on transferred balances until October 2009
- 1% cash back on all purchases with no category limits and no restrictions
- A 25% bonus each year on cash you earned the previous year
- No Annual Fee
- Free employee cards with individual spending limits you set
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% * |
Until October 2009 * |
As low as 14.99%* |
None* |
Above Average* |
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Capital One® Card Lab
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Get the card that is perfect for you - Choose your rates
- Choose your rewards
- And even choose your own image
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| See Terms * |
See Terms * |
See Terms%* |
See Terms* |
N/A* |
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Capital One® No Hassle Cash(SM) Rewards - Good Credit
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For customers with good credit - 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases.
- No limit on cash back and rewards won’t expire for the life of your account
- 16.9% APR on purchases and balance transfers
- Request your cash back rewards whenever you want
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A * |
N/A * |
16.90%* |
None* |
Good* |
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Capital One® No Hassle Cash(SM) Rewards for Students
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If you have a limited credit history or past credit problems, this cash rewards card is for you - 25% annual bonus on the cash you earn during the year
- 1% cash back on purchases you make from day one
- No limit on cash back and rewards won’t expire for the life of your account
- 0% APR on purchases until December 2008. After that, variable APR, currently 16.65%
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% * |
Until December 2008 * |
16.65%* |
$29* |
Fair* |
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Capital One® No Hassle Miles(SM) Rewards For Travel & Gas
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Gas card with travel bonus - for customers with excellent credit - Earn 3 miles per dollar spent on travel and gas purchases
- Earn 1 mile per dollar for all other purchases
- No blackout dates or seat restrictions
- No expiration date on miles and no limit on the miles you can earn
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A * |
N/A * |
13.90%* |
None* |
Excellent* |
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Chase Flexible Rewards Platinum Visa® Card
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- 0% Intro APR for up to 12 months*
- Earn 1 point for every eligible dollar spent toward travel on any airline, shopping at your favorite stores or cash!*
- Earn 1000 bonus points after first purchase*
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% * |
12 Months * |
10.99%* |
None* |
Good* |
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HSBC Weekend Card®
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- Earn a full 2% cash back on every new net retail purchase made on Saturdays and Sundays
- Receive 1% cash back on new net retail purchases made Monday through Friday
- Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
- Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
- 0% Introductory APR on card purchases and balance transfers for 12 months with no annual fee, for qualified applicants*
*It is our goal to offer you the HSBC credit card that best fits your credit rating, which may or not be the card you originally inquired about. You may be offered an HSBC secured or unsecured MasterCard without a 0% Introductory APR or Rewards, and with different terms and conditions which will be disclosed to you before your application is processed. |
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% * |
12 Months * |
8.99 - 19.80%* |
None* |
Good* |
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