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Prepaid Credit Cards

Search and Compare the top prepaid credit cards which can help you control your spending. Prepaid Credit Cards are very popular because they give you the flexibility of any credit card but they also help you control your debt. Prepaid credit cards allow you to only spend up to the amount you have deposited into the account. If you tend to overspend or would like to control your spending then prepaid credit cards could be a good fit for you.


READYdebit™ card



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  • READYdebit is simply the best prepaid Visa card on the Net!
  • 100% Approval Guaranteed! – No Chexsystems or credit checks, bankruptcy okay!
  • Now with FREE Credit Builder!
  • Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
  • Pay Nothing Now! – No deposits or prepayments required to get your card.
  • FREE Direct Deposit! – stop paying to cash your paycheck.
  • FREE phone and online access to your account!
  • No declined transaction fees!
  • Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
  • Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
  • Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
Intro APR Intro Period Regular APR Annual Fee Credit Needed
** ** %* N/A* Poor*

Vision Premier(SM) Prepaid Visa® Card



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  • $0 WEEKLY FEE – with Direct Deposit!
  • $0 ACTIVATION FEE – with Direct Deposit*
  • Guaranteed approval† with no credit check
  • FREE unlimited purchase transactions
  • FREE Direct Deposit – no more check cashing fees
  • FREE Account Alerts – email and/or SMS text messages
  • Pay any bill: rent, cellular phone, insurance, utilities, etc.
  • Load cash at over 100,000 participating retail locations
  • Take Control - no late fees, no interest, no NSF fees

Intro APR Intro Period Regular APR Annual Fee Credit Needed
** ** %* See Terms* Bad*

Wired Plastic™ Prepaid Visa® Card



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  • New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
  • No Bounced Check, NSF and Overdraft Charges EVER!
  • FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Credit Builder with Overdraft Protection
  • FREE Mobile & Email Alerts
  • FREE Direct Deposit - Eliminate Check Cashing Fees
  • Add Cash Instantly at 100,000 Retail Locations Nationwide
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* %* 39.95* Poor*

Prepaid Visa® RushCard



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  • Created by Russell Simmons to provide Financial Freedom and Respect
  • NO monthly, NO annual fees and NO hidden fees
  • Quick and easy! Everyone is eligible! NO credit check
  • FREE direct deposit of pay, tax refund, and government benefits
  • Access your money at over 850,000 ATMS
  • Free 24x7 customer service, activity status, & balance inquiries
  • Use anywhere Visa debit cards are accepted-in stores, on the internet, and over the phone
  • Helps control debt-you can't overspend!

Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* %* N/A* Poor*

Western Union® Prepaid MasterCard®



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  • Carry your money safely and conveniently.
  • Shop online anywhere MasterCard debit cards are accepted.
  • Check your Card balance anytime online or over the phone.
  • Reload your Card at any participating Western Union Agent location in the United States.
  • No credit checks! No lengthy applications!
  • Shop wherever MasterCard debit cards are accepted – even online
  • Efficiently manage your money and pay bills because you control how much you put on the Card.
  • Easy to Get, Easy to Use
  • The power of cash. The convenience of plastic.

Intro APR Intro Period Regular APR Annual Fee Credit Needed
*
BT & CA Only*
** %* None* N/A*

All-Access® Visa® Prepaid Card



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  • As seen in stores nationwide
  • Extra user cards – EXCLUSIVE OFFERING!
  • FREE (5% APR) savings account - EXCLUSIVE OFFERING!
  • FREE 2-way text message alerts - EXCLUSIVE OFFERING!
  • FREE mobile money transfers - EXCLUSIVE OFFERING!
  • Refer-a-Friend and you both get paid - EXCLUSIVE OFFERING!
  • Direct deposit - get paid fast
  • Unlimited purchase transactions
  • Pay bills online 24/7
  • Black or silver card options
  • Cash load up to $10,000 at over 65,000 locations
  • Signature, PIN or ATM transactions accepted
  • NO credit check
  • NO bank account required
  • NO upfront cost to order
  • NO overdraft fees
  • NO minimum balances
Intro APR Intro Period Regular APR Annual Fee Credit Needed
** ** %* None* Poor*

Millennium Advantage Pre-Paid MasterCard®



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  • Use your card at over 900,000 ATMs and millions of locations worldwide!
  • No credit check or income verification required
  • No Chexsystem check
  • No minimal balance required!
  • Phone and On-line account access
  • Shop and pay bills on-line!
Intro APR Intro Period Regular APR Annual Fee Credit Needed
** ** %* See Terms* Poor*

Baby Phat Prepaid Visa® RushCard



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  • Show your style with the BabyPhat RushCard
  • NO monthly, NO annual fees and NO hidden fees
  • Quick and easy! Everyone is eligible! NO credit check
  • FREE direct deposit of pay, tax refund, and government benefits
  • Access your money at over 850,000 ATMS
  • Free 24x7 customer service, activity status, & balance inquiries
  • Use anywhere Visa debit cards are accepted-in stores, on the internet, and over the phone
  • Helps control debt-you can't overspend!

Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* %* N/A* Poor*

First Vineyard MasterCard® Card



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  • Receive cash back from your own spending
  • Receive cash compensation from the spending of anyone in your compensation tree.
  • Live debt free and receive compensation for your everyday spending.
  • Reload your card directly from your payroll or bank account
  • Powerful Online Account Management
  • Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
  • Card Accepted at 30 Million merchants & One Million ATM machines
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* %* * Poor*

Eufora Elite Credit Builder Prepaid MasterCard®



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  • BUILDS CREDIT! Reports to Credit Bureaus
  • 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
  • FREE Direct Deposit
  • FREE Point of Sale Transactions
  • FREE 24/7 Online Access
  • FREE Live Customer Support
  • Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
  • Safer than Cash
  • Cash Reward Program
  • ZERO UP FRONT ($99.95 Advanced Deposit WAIVED)

* Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. 'Guaranteed Approval' is contingent upon successfully passing this mandatory identification confirmation.

Intro APR Intro Period Regular APR Annual Fee Credit Needed
** ** %* $99.95* Bad*

USA Gold Shopping Card



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  • *Guaranteed Instant Online Approval!
  • $5000 Unsecured Gold Merchandise Credit Line!
  • NO Credit Checks or Credit Turndowns!
  • NO Employment Verifications!
  • Upon request, credit limits increases are available to those that qualify.
  • Establish Credit by Reporting to Major Credit Bureau!
  • Receive a *Free $50 Gift Card!
  • After enrolling you'll receive a $300 Grocery Coupon Card

*see website for terms and conditions

Intro APR Intro Period Regular APR Annual Fee Credit Needed
** ** %* * Poor*

USA Platinum



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  • Approval is *guaranteed when qualifications are met.
  • The Card is an Unsecured Line of Merchandise Credit
  • The Shopping Club offers over 14,000 products.
  • Upon request, credit limits increases are available to those that qualify.
  • The merchandise credit line is reported to a major Credit Bureau.
  • No credit checks.
  • No employment verifications.
  • No interest charges.
  • You can be approved even if you have No Credit or Bad Credit

*see website for terms and conditions

Intro APR Intro Period Regular APR Annual Fee Credit Needed
** ** %* * Poor*


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